
Business funding product
Term Loans
Structured financing with predictable repayment for larger business investments. Compare fit, likely documentation, timing, and tradeoffs before choosing a path.
No obligation review. Business-purpose financing. Terms vary by profile and partner.
Compare product fit
Key decision points at a glance.
- Range Profile dependent
- $25,000-$500,000
- Speed Fastest eligible review paths
- 3-5 business days
- Term Varies by offer
- 1-5 years
- Credit Minimum guide
- 650+
Best for
Established businesses funding expansion, renovations, or refinancing.
Primary use cases
Expansion, Renovations, Debt refinance, Large purchases
Review model
Specialist review with partner-fit comparison.
How to evaluate
Use term loans when the funding structure matches the need.
For each of these, review amount, timing, documentation, and repayment expectations before moving forward.
- Expansion
- Renovations
- Debt refinance
- Large purchases
Qualification signals
- 2+ years in business
- Stronger credit profile
- Consistent revenue
Documents to prepare
- Year-to-date financials
- Expansion, refinance, or purchase plan
- Recent business bank statements
- Basic ownership and contact details
Questions this review should answer
- Is Term Loans the right structure for expansion?
- What documentation is likely needed before a partner review?
- How do amount, timing, and repayment expectations compare with other funding paths?
Related funding paths
Business Line of Credit
A flexible revolving credit line that lets businesses draw funds as needed.
Compare pathEquipment Financing
Finance business equipment while using the equipment as the primary collateral.
Compare pathAsset-Based Financing
Use business assets such as equipment, inventory, or receivables to support financing.
Compare pathSide by side
How Term Loans compares
Every funding path side by side, so range, speed and minimums are visible before you choose.
| Product | Range | Speed | Term | Min. time in business | Credit guide |
|---|---|---|---|---|---|
| Revenue Based Financing | $10,000-$5,000,000 | As fast as 24 hours | 6-18 months | 6 months | 550+ |
| Working Capital | $5,000-$500,000 | As fast as 24 hours | 3-18 months | 6 months | 550+ |
| Business Line of Credit | $10,000-$250,000 | 2-3 business days | 6-12 months | 1 year | 600+ |
| Merchant Cash Advance | $5,000-$250,000 | As fast as 24 hours | 3-18 months | 6 months | 500+ |
| Term Loans (this page) | $25,000-$500,000 | 3-5 business days | 1-5 years | 2 years | 650+ |
| Invoice Factoring | $10,000-$1,000,000 | 1-3 business days | 30-90 days | 3 months | 500+ |
| Equipment Financing | $5,000-$150,000 | 2-5 business days | 1-5 years | 1 year | 600+ |
| Asset-Based Financing | $50,000-$1,000,000 | 7-14 business days | 1-7 years | 2 years | 620+ |
| SBA Loans | $50,000-$5,000,000 | 3-6 weeks | 5-25 years | 2 years | 680+ |
Ranges, speed and minimums are guides only. Amount, cost, timing and repayment vary by business profile, documentation and funding partner criteria; a review is not an approval. Bars show each range on a log scale from $5K to $5M.
Next step
Review Term Loans fit with a specialist.
Alpha Capital Group is not a lender. We connect businesses with funding partners. Terms, approval, and funding speed vary by business profile and partner review. Funding options are for business-purpose financing only.

