Business funding product

Working Capital

Fast access to funds for day-to-day operations, inventory, payroll, and short-term needs. Compare fit, likely documentation, timing, and tradeoffs before choosing a path.

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No obligation review. Business-purpose financing. Terms vary by profile and partner.

Compare product fit

Key decision points at a glance.

Range Profile dependent: $5,000-$500,000
Speed Fastest eligible review paths: As fast as 24 hours
Term Varies by offer: 3-18 months
Credit Minimum guide: 550+

Best for

Businesses bridging cash flow gaps or funding near-term opportunities.

Primary use cases

Payroll, Inventory, Vendor payments, Seasonal expenses

Review model

Specialist review with partner-fit comparison.

How to evaluate

Use working capital when the funding structure matches the need.

For each of these, review amount, timing, documentation, and repayment expectations before moving forward.

Payroll
Inventory
Vendor payments
Seasonal expenses

Qualification signals

6+ months in business
$10,000+ monthly revenue
Business bank account

Documents to prepare

Current cash-flow need
Vendor, payroll, or inventory context
Recent business bank statements
Basic ownership and contact details

Questions this review should answer

Is Working Capital the right structure for payroll?
What documentation is likely needed before a partner review?
How do amount, timing, and repayment expectations compare with other funding paths?

Related funding paths

Equipment Financing

Finance business equipment while using the equipment as the primary collateral.

Compare path

Business Line of Credit

A flexible revolving credit line that lets businesses draw funds as needed.

Compare path

Merchant Cash Advance

Fast working capital for businesses with card or daily sales activity.

Compare path

Check Your Options

Share the basics so a specialist can compare realistic funding paths and next steps.

Your information is used to review business-purpose funding options and may be shared with funding partners and service providers as described in our Privacy Policy.

Timing depends on the product, documentation, business profile, and partner review.

Side by side

How Working Capital compares

Every funding path side by side, so range, speed and minimums are visible before you choose.

Funding range, speed, term and typical minimums for each Alpha Capital funding product
Product	Range	Speed	Term	Min. time in business	Credit guide
Revenue Based Financing	$10,000-$5,000,000	As fast as 24 hours	6-18 months	6 months	550+
Working Capital (this page)	$5,000-$500,000	As fast as 24 hours	3-18 months	6 months	550+
Business Line of Credit	$10,000-$250,000	2-3 business days	6-12 months	1 year	600+
Merchant Cash Advance	$5,000-$250,000	As fast as 24 hours	3-18 months	6 months	500+
Term Loans	$25,000-$500,000	3-5 business days	1-5 years	2 years	650+
Invoice Factoring	$10,000-$1,000,000	1-3 business days	30-90 days	3 months	500+
Equipment Financing	$5,000-$150,000	2-5 business days	1-5 years	1 year	600+
Asset-Based Financing	$50,000-$1,000,000	7-14 business days	1-7 years	2 years	620+
SBA Loans	$50,000-$5,000,000	3-6 weeks	5-25 years	2 years	680+

Ranges, speed and minimums are guides only. Amount, cost, timing and repayment vary by business profile, documentation and funding partner criteria; a review is not an approval. Bars show each range on a log scale from $5K to $5M.

Next step

Review Working Capital fit with a specialist.

Full Application

Alpha Capital Group is not a lender. We connect businesses with funding partners. Terms, approval, and funding speed vary by business profile and partner review. Funding options are for business-purpose financing only.